Three-Tiered Alignment
This graphic provides a visual as to how KSW would “align” your plan to meet the intended goals. These targets are set by considering your budget and relies heavily upon your input. Life happens and things change, so we are in consistent contact with you in making changes to the targets as needed.
We attack gaps in your alignment by tier priority. For example, the ability to pay your bills today would take precedence over any legacy objectives. Nothing would be done without proper explanation and consent because we want to partner together.
You may be curious as to what happens if all of your targets are met…and, that is an excellent thought to ponder! When you are in “total alignment” (all targets met), then we would be in the enviable situation where we can be very creative without inviting potential disaster. Strategies exist where we would pursue growth without putting your alignment at risk.
This graphic is for example purposes only and in no way reflects any particular situation and offers no guarantees.
Investments for every stage of life
Regardless of your current stage of life, we can place you into investments that are appropriate. No two situations are exactly alike, your plan will be your plan. We have a wide range of strategies to align your objectives.
Estate and Legacy Planning
Most people would agree that it is a good thing to leave an inheritance to your children and grandchildren. This can also be a confusing venture and we have all heard horror stories of families torn apart when the patriarch or matriarch has passed. KSW can offer peace of mind and a plan that will avoid common pitfalls when the time comes.
Strategic tax planning
The tax impact of every move we make is considered when making a recommendation. Roth conversions, 401k rollovers, 1035 exchanges…we are ready to handle them all in a tax-advantaged manner! KSW does not offer tax advice and you should consult your tax professional. We do have very close relationships if you need tax help.
Life Insurance
The tried and true way to replace your income so that your family will continue on without the extra burden of financial uncertainty. It truly is one of the cheapest ways to provide security and peace of mind.
